Legal Notices

Asia Pacific Invetment Advisors is a licensed asset manager and regulated in Hong Kong by the Securities and Futures Commission — CE No. BIA093.

While every effort has been taken to verify the accuracy of the content on and proper operation of this site, Asia Pacific Invetment Advisors (“APG”) cannot accept any responsibility or liability for the improper operation of the site, including any associated software, or reliance by any person on the site content. By accessing the web site at, including any aliased URLs, or any content found on this web site, you are deemed to have entered into an agreement with APG and to have agreed to be bound by the terms set out below.


Unless otherwise stated, the copyright and similar rights in all material published on this website are owned by Asia Pacific Group (“APG”) or its licensors. You are permitted to print or download extracts from this material for your personal use only. None of this material may be used for any commercial or public use. No part of the website or any material appearing on it may be reproduced on, stored in or transmitted to any other web site. No material appearing on the website may be disseminated in any form, either electronic or non-electronic, nor included in any retrieval system or service without prior written permission from APG.

Terms & Conditions

Please read through these Terms carefully. By accessing the Asia Pacific Group (“APG”) web site at (“the Site”) or by otherwise accessing any content found on this web site, you are deemed to have entered into an agreement with APG and to have agreed to be bound by the terms set out below.

The Site is owned and operated by Asia Pacific Group.

These terms were last updated on 22 September, 2022.

  1. Intellectual Property Protection
  2. Use of APG Content
  3. Term and Termination
  4. Changes to the Site
  5. Registration, Passwords and Responsibilities
  6. Privacy Policy
  7. No Warranty, Disclaimer of Liability and Indemnity
  8. Force Majeure
  9. Miscellaneous
  10. Governing Law and Jurisdiction

Intellectual Property Protection

The contents and design of the Site and any material emailed to you or otherwise supplied to you in conjunction with the Site (such contents, design and materials being collectively referred to as the “APG Content”), are copyright of APG and its licensors, except where noted. You may not use or reproduce or allow anyone to use or reproduce any trade marks (such as “APG” name and stylized logo, or other trade names appearing on the Site) for any reason without written permission from APG. The software which operates the Site is proprietary software and you may not use it except as expressly allowed under these Terms. You may not copy, reverse engineer, modify or otherwise deal with the software.

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Use of APG Content

You may retrieve and display APG Content on a computer screen or (if expressly authorised) mobile telephone, print individual pages on paper (but not photocopy them) and store such pages in electronic form on your mobile telephone for your personal, non-commercial use. Except as expressly set out above, you may not reproduce, modify or in any way commercially exploit any of the Content. In particular, but without limiting the general application of the restrictions contained in the preceding sentence, you may not do any of the following without prior written permission from APG:

  1. reproduce or store in or transmit to any other web site, newsgroup, mailing list, electronic bulletin board, server or other storage device connected to a network or regularly or systematically store in electronic or print form, all or any part of the APG Content, or

  2. modify, publish, transmit, participate in the transfer or sale of, reproduce, create derivative works from, distribute, perform, display, or in any way exploit all or any part of the APG Content (including use as part of any library, archive or similar service) without the prior written consent of APG,

  3. remove the copyright or trade mark notice from any copies of the APG Content made under these Terms.

Any use of the APG Content not specifically permitted above is expressly prohibited. Requests for permission for other uses may be sent to the Webmaster at APG by e-mail to, and may be subject to a fee.

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Term and Termination

APG may, in its discretion, terminate or suspend your access to all or part of the Site (including any right to access and use APG Content) with or without cause by delivering notice to you. The rights of termination are in addition to all other rights or remedies of APG provided in these Terms or by law.

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Changes to the Site

APG reserves the right, in its discretion, to suspend, change, modify, add or remove portions of APG Content available on the Site at any time and to restrict the use and accessibility of the Site.

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Registration, Passwords and Responsibilities

Certain areas of the Site are only open to you if you are a registered user. You are solely responsible for the confidentiality and use of and access to APG Content and the Site using your user name, sign-on password, and/or I.D. You agree to immediately notify APG if you become aware of any loss or theft of any sign-on password or I.D. or any unauthorised use of a sign-on password, I.D., user name, or of APG Content or the Site. You will, if required, provide APG with accurate, complete registration information (including in particular your e-mail address) and inform APG of any changes to such information. For the purpose of confirming your compliance with the terms of these Terms, APG reserves the right to monitor and record activity on the Site, including access to APG Content.

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Privacy Policy

The information that you provide about yourself to APG will only be used in accordance with APG’s Privacy Policy Statement (see below).

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No Warranty, Disclaimer of Liability and Indemnity

Whilst every effort has been made to ensure the high quality and accuracy of the Site, APG makes no warranty, express or implied concerning the APG Content, the Site, software or products or services available through the Site (the “Site Services”), which are provided “as is”. APG expressly disclaims all warranties, including but not limited to warranties of fitness for a particular purpose and warranties of merchantability. In no event will APG, its affiliates or other suppliers be liable for direct, special, incidental, or consequential damages (including, without limitation, damages for loss of business profits, business interruption, loss of business information or other pecuniary loss) arising directly or indirectly from the use of (or failure to use) or reliance on the Site Services, even if APG has been advised of the possibility that such damages may arise. APG does not guarantee the accuracy, content, or timeliness of the Site Services or that they or related systems are free from viruses or other contaminating or destructive properties.In no event will any liability of APG, its affiliates, agents and licensors to you (and/or any third party) arising out of any kind of legal claim (whether in contract, tort, or otherwise) in any way connected with the Site Services or breach of these Terms by APG exceed the amount, if any, paid by you to APG in respect of the particular Site Service to which the claim relates. Upon APG’s request, you agree to defend, indemnify and hold harmless APG from any claims and expenses, including reasonable legal fees, related to any breach of these Terms by you or your use of any Site Services.

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Force Majeure

APG, its affiliates and its information providers will not be liable or deemed to be in default for any delay or failure in performance or interruption of the delivery of APG Content resulting directly or indirectly from any cause or circumstance beyond its or their reasonable control, including but not limited to failure of electronic or mechanical equipment or communication lines, telephone or other interconnect problems, computer viruses, unauthorized access, theft, operator errors, severe weather, earthquakes or natural disasters, strikes or other labour problems, wars, or governmental restrictions.

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Changes to these Terms APG may, in its discretion, change these Terms (including those relating to your use of Site and/or APG Content). When Terms are changed, APG will notify you by email or by publishing details of those changes by including them in these Terms. If you use the Site after APG has published or notified you of the changes, you are agreeing now to be bound by those changes. If you do not agree to be bound by those changes, you should not use the Site any further after they are published. Access to certain APG Content may be subject to additional terms and conditions.

Third Party Content and other Web Sites Parts of the Site may contain third party content. The providers of other content are responsible for ensuring that such material complies with international and national law. APG is not responsible for any third party content or error, omission or inaccuracy. The Site may contain links to other web sites. APG is not responsible for the availability of these web sites or their contents.

Assignment of Agreement This agreement is personal to you and your rights and obligations under these Terms may not be assigned, sub-licensed or otherwise transferred. This agreement may be assigned to a third party by APG.

Non-Waiver No delay or omission on the part of either party in requiring performance by the other party of its obligations will operate as a waiver of any right.

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Notices to APG must be given in writing by letter and sent to APG at:

Asia Pacific Group
202, 41 D’Aguilar Street
Hong Kong

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Severability / Survival / Statute of Limitations

If any provision of these Terms is invalid or unenforceable, such will not render all the Terms unenforceable or invalid but rather the Terms will be read and construed as if the invalid or unenforceable provision(s) are not contained therein. Any cause of action of yours with respect to these Terms must be filed in a court of Hong Kong, within one year after the cause of action has arisen, or such cause will be barred, invalid, and void.

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Whole Agreement

Save as expressly referred to herein, any representation, warranty, term or condition not expressly set out in these Terms shall not apply.

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Headings in these Terms are for convenience only and have no legal meaning or effect.

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Governing Law and Jurisdiction

These Terms shall be governed by, and construed in accordance with the laws of Hong Kong. The parties irrevocably agree that the courts of Hong Kong shall (subject to the paragraph below) have exclusive jurisdiction to settle any dispute which may arise out of, under, or in connection with these Terms or the legal established by them, and for those purposes irrevocably submit all disputes to the jurisdiction of the Hong Kong courts.

For the exclusive benefit of APG, APG shall retain the right to bring proceedings as to the substance of the matter in the courts of the country of your residence or, where these Terms are entered into in the course of your trade or profession, the country of your principal place of business.

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Privacy Policy

Collection and Use of Personal Details

Personal details of users of and/or will be collected and processed upon registration for the website, either by the end-user or on their behalf by the employees, agents or assignees of Asia Pacific Group (“APG”). All personal information is collected, inputted, stored, transmitted or retrieved by and for the sole use of APG, it employees, agents or assignees.

This information is collected for the following purposes:

  1. to create login accounts and enable the end-user to access the site;
  2. to notify users of new products, services or other offerings both within APG Innovations and across the APG group of companies and affiliated companies.

User information is retained for in-house research to:

  1. improve our understanding of user needs and assist in product and service development
  2. assist in strategic development

Results of such research and analysis will be for the sole use of APG and companies within the APG group.

Security Policy

APG will endeavour to maintain appropriate measures to ensure that users’ personal details are not misused, accidentally destroyed, lost or altered; and that if they are passed outside the APG/APG group of companies for reasons authorized by APG, the assignee will act only upon instruction from Asia Pacific Group.

Contacting the webmaster

In regards to inquires about or privacy and data protection policies, the APG webmaster can be contacted at: ‘privacy’ at or by post at:

Asia Pacific Group
202, 41 D’Aguilar Street
Hong Kong


A cookie is a file which may be placed on the user’s hard drive following a visit to the website. Cookies subsequently allow the user to move quickly and easily around the website by keeping a record of your previous visit(s). They will be used only for identification purposes and the tracking of a user’s sessions. A user may have the cookie linked to their login ID as a way of identifying them. Cookies can be deleted from a computer’s hard drive at any time by the user.